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Free book The Intelligent Asset Allocator: How to Build Your Portfolio to Maximize Returns and Minimize Risk by William J. Bernstein. -- The Intelligent Asset Allocator, preface The first two chapters provide an overview of risk, standard deviation, and return, and discusses historical risk/return of T-bills, treasuries, stocks, REITS, small and value stocks, international, emerging markets stocks, and precious metals. Just select your click then download button, and complete an offer to start downloading the ebook. Now, with global markets in constant … Your forecast is as good as that of the last financial pundit you saw on TV. Self-taught investor William Bernstein offers no gimmicks, inside secrets, or magic solutions?just the facts about investing and calm, smart advice on how to build and manage a portfolio designed for the long run. Now, with global markets in constant flux, balancing risk and reward is more critical than ever. 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